*Approval may be granted in as little as thirty minutes but is subject to verification of income, employment, and property condition which could take longer. Funding in as few as five business days applies in eligible circumstances and may vary greatly based on loan amount, property location, closing requirements, and other factors. A soft credit pull is used to check initial options and does not impact your credit score. If you proceed with a full application, a hard credit inquiry will occur. Loan amounts, rates, fees, and terms vary by applicant and state.
*Actual loan amounts will vary based on your home value and equity at the time of application, as determined by E Mortgage Capital, Inc. using independent data sources and automated valuation models. For eligible loans under $400,000, an appraisal may not be required. Not all applicants or properties will qualify, and certain programs may not be available in all states. This is not a commitment to lend. Borrowers must maintain at least 10% of the line of credit unused for a minimum of 16 weeks.
Debt Consolidation is taking your high interest debt and rolling it into a lower interest mortgage loan. By refinancing your existing mortgage, your total finance charges may be higher over the life of the loan.
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