Privacy Policy

Information we collect

When you start a request we collect the details you enter: name, contact information, property address, estimated home value, mortgage balance, ownership and occupancy details, and your stated use of funds. We also collect basic technical data such as browser type, device, and pages viewed.

How we use your information

We use your information to evaluate eligibility for a home equity line of credit, to contact you about your request, to verify identity and property details, and to improve our products and service. We may perform a soft credit review, which does not affect your credit score.

Sharing

We share information with E Mortgage Capital, Inc. and the service providers, investors, credit bureaus, and verification vendors necessary to process your request. We do not sell your personal information. We may disclose information when required by law or to prevent fraud.

Communications

By submitting a request you consent to be contacted by phone, text, or email about your inquiry, including by automated means. Message and data rates may apply. You can opt out at any time by replying STOP or contacting us directly.

Data retention and security

We retain application information for as long as needed to serve you and to meet legal, regulatory, and recordkeeping obligations. We use administrative, technical, and physical safeguards designed to protect your information, though no method of transmission is completely secure.

Your choices

You may request access to, correction of, or deletion of your personal information, subject to legal limits. Residents of certain states have additional rights, including the right to know what information is collected and the right to opt out of certain sharing.

Contact us

Questions about this policy or your information can be directed to E Mortgage Capital, Inc., NMLS #1416824. We will respond to verified requests as promptly as applicable law requires.