From question one
to funds available.
EquityFast replaces the paperwork pile with a modern underwriting stack. Here is exactly what happens, and when.
Start My RequestFour steps.
No paperwork pile.
Start My RequestShare the basics
A short set of questions. No documents to upload.
Soft credit review
We check your options without touching your score.
See your terms
Approvals in as little as 30 minutes.*
Draw your funds
Pay interest only on the amount you actually use.
What the timeline looks like
Today
You answer a short set of questions: no documents, no uploads.
Minutes later
A soft credit review runs. Eligible files can see terms in 30 minutes.*
Same week
Sign electronically. Many loans under $400K skip the appraisal.*
Ongoing
Draw what you need, when you need it. Interest only on what you use.
Built to move at your speed.
01 · Step one
Fast Pre-Qualification
Get started with a quick EquityFast prequalification to explore how much equity may be available to you and what options could fit your goals.
A simple review gives you clarity before moving into a full application.
02 · Step two
Streamlined Process
EquityFast is built to make the process easier and more efficient for eligible borrowers.
For many eligible loans under $400,000, an appraisal may not be required, reducing steps and simplifying the path forward.
03 · Step three
Flexible Loan Amounts
Loan amounts typically range from $5,000 to $1,000,000, giving eligible homeowners significant financing flexibility.
Available amounts are subject to state limits, property value, lien position, credit profile, and verified income.